Free owner guides written from the county's and state's own published rules, one set for the Sacramento area and one for Memphis. Pick the one that fits your house and it comes to you by text and email in about 20 seconds.
The question you're probably asking: is this a home buyer that just wants my house? Yes, we're a home buyer working Sacramento, Placer and San Joaquin counties and Memphis, and if you ever wanted to sell as-is, we'd talk about that. The guides are free either way. No listing, no showings, and nobody calls unless you ask.
Free · No strings · Nobody calls unless you askThe Stop-the-Clock Sheet: the re-inspection step that actually stops the daily count, your appeal windows and current fees, the hardship relief that really exists, and how to look up your own case for free.
The Five-Year Clock timeline: the whole clock from the June 30 default to your county's sale, the payment plan the county doesn't advertise and its two strict deadlines, penalty relief, and why you still own the house until the sale itself.
The Full-House Checklist: what a sitting house quietly costs every month, the day-one insurance gap and its ten-minute fix, three real ways through the contents (one needs no cleanout at all), and a page for families that aren't on the same page.
The Foreclosure Options Sheet: how the California timeline works, how to find your exact sale date, every option in the order to try it, the free counselor line, and the scams to watch for.
The Memphis Stop-the-Clock Sheet: how a Memphis code case moves through Environmental Court, what turns into a lien, your hearing rights, and the repair help that actually exists.
The Memphis Tax Sale Clock: county and city tax deadlines, the lawsuit and the tax sale, how long you have to buy it back, payment plans and the relief programs.
The Memphis Full-House Checklist: Tennessee probate in plain words, when you may not need it, taxes, insurance and utilities on an empty house, and what to do about squatters.
The Memphis Foreclosure Options Sheet: how the Tennessee timeline works, how to find your sale date, every option in the order to try it, the free counselor line, and the scams to watch for.
Two of these at once, or none of them quite fit? Call or text (916) 249-7701 and a person will point you to the right one.