Got a Notice of Default or Notice of Trustee Sale? Here's what happens next.

The letter is written in legal language, and the dates that matter are buried in it. Our free Foreclosure Options Sheet puts the California timeline in plain words, shows you how to find your own sale date, and lists every option in the order worth trying them.

The question you're probably asking: what's the catch? There isn't one. The sheet is free, it's general information, and it asks nothing of you. It doesn't tell you what to choose, and it doesn't replace a HUD counselor or an attorney. It points you to both, free of charge where that's possible.

Text me the sheet Free · Plain words · No strings Checked against California Civil Code and current HUD and CFPB rules.

3 months

minimum between the Notice of Default and the Notice of Trustee Sale

5 business days

before the sale date is when the right to catch up on missed payments ends

Free

HUD-approved foreclosure counseling: (800) 569-4287

What's in the sheet

The California timeline, step by step, with the law behind each step
How to find your own sale date, and why the date on your notice may not be the real one
Every option, in the order worth trying them, from catching up to selling, with the tradeoffs of each
Your protections as a homeowner while this is happening
Free help that is real, and the scams to watch for once your notice is public

The part nobody tells you: the deadline that matters most is not the sale date. It comes earlier, and people miss it. The sheet shows you where to find it on your own paperwork.

Get the Foreclosure Options Sheet

We'll text and email you the sheet, so you have it on your phone and in your inbox.

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You can also read the full guide on this site any time: The Foreclosure Options Sheet.